Disclaimer

General Disclaimer

The use of this website is subject to the following terms of use:

  • This website is intended for persons over the legal age of majority in their respective province, state, or country. If you are under age please do not use this site.
  • The materials in this site are provided strictly on an “as is” basis. Neither we nor any third parties make representation or provide any warranty or guarantee as to the accuracy or completeness of the content implied or statutory, to the greatest extent permissible by law, including but not limited to, any warranties, performance, merchantability, or fitness for any particular purpose.
  • The information on this website is subject to change without notice.
  • This website may use cookies to monitor browsing preferences. If you do allow cookies to be used, please refer to our Privacy Policy for details of what data we may collect and how it may be used.
  • Through this website you are able to link to other websites which are not under the control of InsureYourStay.ca . We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Insurance Disclaimer

Please read and understand the Important Notes, and  other notices on individual website pages as well as the disclaimers on this page.

  • The summary of benefits contained on this website on the Insurance Company pages is for informational purposes only. It is important that you read and understand the full policies before choosing and buying insurance.
    For complete information on terms, benefits, exclusions and limitations please download a copy of the full policy made available on each company page.
  • Insurance companies vary in their requirements for submitting claims. Be sure to check your own insurance company’s policy for the specifics as all claims are subject to terms, conditions and exclusions. Failure to meet their requirements could adversely affect your insurance benefits.
  • The content of the pages, and information contained on this website is for your general information and use only. It is not intended to constitute insurance, legal, financial, tax or any other professional advice or services. You should consult a qualified professional advisor before making any decision relating to the information contained in this site.
  • Please refer to the actual Insurance Policy or relevant Product or Services Agreement.

Limitation of Liability

InsureYourStay, it’s owners (VDM Insurance Inc.), employees, officers, directors and any affiliated companies, or any other party involved in producing, creating and delivering this website, shall NOT be held liable for any loss, harm or damage, howsoever caused, to any person arising from, or as a consequence of, access to or use of this website or any materials, software, or information contained in this website, and any other websites linking to or from InsureYourStay.ca.

In addition, InsureYourStay, it’s owners, employees, officers, directors and any affiliated companies, and any other party involved in producing, creating and delivering this website assume no responsibility or liability for any damage due to access, downloading or use of materials made available on this website.

Use of this website is entirely at the users own risk.

Earnings Disclosure Statement

VDM Insurance Inc. is an Insurance Broker licensed in the province of Ontario for Emergency Accident and Sickness Insurance. We market travel and Visitors to Canada Insurance domestically and internationally as brokers, in contractual agreement with insurance carriers. We earn a commission whenever a new policy or a certificate of insurance is placed or renewed.

Purchasers of insurance products should consult their local laws before buying as the information on this website is not intended to be a solicitation or an offer to sell in any jurisdiction where it would be unlawful, or in which we or our insurance carriers or managing general underwriters are not qualified or licensed to do so.

It is the responsibility of the purchaser or insured to review the insurance policies prior to purchase and/or on receipt of the policy from the insurance company after purchase.

All inquiries regarding claims must be carried out by you through the Assistance Centre or Claims Department of the Insurance Company that issued the policy.